Terms of UsePlease Read Carefully

Intro

BitXchange.io is an anonymous, non-custodial swap interface. We do not create user accounts or hold customer funds. By using the Service (website, widgets, interfaces), you acknowledge and accept these Terms. If you disagree, please stop using the Service.

Acceptance

Access to or use of the Service constitutes agreement to these Terms. We may update the Terms; the latest version will be posted with a new effective date. Continued use after updates constitutes acceptance.

Service Description (non-custodial)

The Service provides an interface to swap digital assets by interacting with public blockchains and/or third-party liquidity providers. We do not accept/hold your assets, manage private keys, or maintain balances, and we do not provide custodial services.

Eligibility

The Service is for individuals 18+. You represent legal capacity, lawful source of assets, and compliance with your local laws.

Restricted Territories & Sanctioned Persons

The Service is offered only where lawful. You represent and warrant that you are not a resident/citizen of, not located in, and will not access or use the Service from:

• Cuba, Iran, DPRK (North Korea), Syria, Russia, Belarus, Afghanistan, Iraq, Yemen, Somalia, Sudan, South Sudan, Central African Republic, Democratic Republic of the Congo, Eritrea, Libya, Mali, Lebanon, St. Kitts & Nevis, and any other jurisdiction subject to comprehensive embargoes/sanctions by the US/EU/UK/UN.
• Ukrainian regions under temporary Russian occupation: Crimea and Sevastopol, Donetsk, Luhansk, Kherson, Zaporizhzhia.
• United States (including its territories): use by US-regulated persons is prohibited.

Use is also prohibited by individuals/entities designated on US OFAC (SDN/SSI), EU, UK HMT, UN sanctions lists, and anyone acting on their behalf or for their benefit.

We may implement geo-blocking, decline operations, block interaction with sanctioned/blacklisted addresses/assets, and perform selective AML/KYC reviews. The list may be updated without notice.

No Accounts & Data Practice

We avoid accounts and personal-data collection by design. See our Privacy Policy for details.

Using the Platform: Orders, Addresses, Finality

• Order creation: select the assets to send/receive and confirm parameters.
• Addresses: you provide the recipient and, if needed, a refund address and tags/memos; you are solely responsible for accuracy.
• Finality: once the output transaction is sent, the swap is irreversible.
• Non-custodial: we do not hold your funds and do not control your keys.

Rate Types, Fees & Limits

• Fixed Rate: locked for a limited window provided the exact deposit is received in time.
• Floating Rate: determined at execution and may differ from the estimate.
• Network fees: charged by blockchains and outside our control.
• Minimums/limits: sending below minimum may prevent processing/refunds.

Risks & Disclaimer of Warranties

Crypto involves volatility, slippage, network congestion, forks, provider/smart-contract/network failures, loss of wallet/key access; transactions are irreversible. THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT ANY WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

Prohibited Uses & Security

Prohibited: money laundering, terrorist financing, evading geo-blocks (including to conceal location), interfering with the Service, malicious activity, unauthorized bots/scrapers, counterfeit tokens, impersonation, and any unlawful conduct. We may suspend access, block addresses, and decline operations.

AML/KYC Checks (exception-based)

Registration/ID checks are not required by default. We may selectively initiate AML/KYC upon sanctions/blacklist flags, valid requests from competent authorities, or internal anti-fraud/CTF signals. Refusal may result in cancellation/suspension; refunds are discretionary and limited by law/technical feasibility.

Refund Policy

Swaps are final by default. Exceptions (at our discretion): late deposits after expiry, technical inability to process, unsupported token/wrong network, compliance decline. Refunds go to the original sending address; network fees/market losses/operational costs may be deducted; user-error cases are not guaranteed; micro-amounts may be uneconomic to refund.

Taxes

You are solely responsible for evaluating and fulfilling any tax obligations arising from your crypto activity.

Intellectual Property

Service materials (text, branding, UI) are owned by BitXchange.io or used under license. Copying/modifying beyond normal Service use is prohibited.

Limitation of Liability

To the maximum extent permitted, we and our affiliates are not liable for indirect, incidental, consequential, punitive damages, lost profits, data loss, or reputational harm, even if advised of the possibility. Any aggregate liability, if any, is capped at the amount of fees actually paid to us (if any) in the three months preceding the event; if none, the cap is zero.

Indemnification

You agree to indemnify and hold harmless BitXchange.io against claims, losses, and expenses (including reasonable attorneys' fees) arising from your breach of these Terms, law, or third-party rights.

Dispute Resolution (Arbitration)

All disputes shall be resolved by binding, individual arbitration; no class actions or jury trials. Proceedings are confidential before a single arbitrator. Specific rules/venue may be set in updates.

Suspension, Changes & Termination

We may restrict or terminate access (including without notice) for security, compliance, or maintenance. Features may change; updated Terms will be posted with a new effective date.